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Small Business Startup Checklist

The six numbers on the left are yours to set. Everything on the right reads the CHECKLIST tab.

YOUR BUDGET
WHAT KEEPS COSTING AFTER LAUNCH
YOUR TIME
WHAT YOU EXPECT TO EARN

WHERE YOU ARE

Tasks on the list—
Done—
Still open—
Percent complete—

WHAT IT HAS COST

SPENT SO FAR—
Estimated cost of what is left—
PROJECTED TOTAL TO GET OPEN—
Budget left right now—
Budget minus the projected total—
Done tasks: over or under estimate—

WHERE THE MONEY WENT

Registration—
Tax & IDs—
Licenses—
Banking—
Insurance—
Brand & web—
Tools & space—
Getting paid—

THE COST NOBODY WRITES DOWN

Your hours, valued—
Cash spent plus your time—

ONCE YOU ARE OPEN

Year one running costs—
First year, all in—
Invoices your size to cover setup—

The Checklist

Work down it. Set the Status, type the real cost, and the running total takes care of itself.

TaskCategoryStatusEst. costActual costRunning totalOver / underDate paidNotes
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Where that leaves you

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Want it as a spreadsheet you own?

The full workbook adds the tabs this page cannot: a monthly log, a dashboard with charts, and your own copy that works offline in Google Sheets or Excel. One purchase, no subscription.

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Small Business Startup Checklist: the full workbook

Same formulas as this calculator, plus the tabs, the charts and a 12-month history that this page cannot hold. Google Sheets and Excel. One purchase, no subscription.

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Last updated: October 2026

Educational estimates only. These calculators and workbooks do the arithmetic on the figures you enter; they are general-purpose tools, not financial, investment, tax, legal, lending, insurance or construction advice, and no result is a quote, an offer, or a guarantee of any outcome. Results depend entirely on your inputs and assumptions. Verify anything you intend to rely on with a licensed professional — a CPA, attorney, lender, licensed contractor, or your own agent. WorkbookBarn and Marcos Gil accept no liability for decisions made using these tools. Marcos Gil is a licensed Kentucky real estate agent (License No. 296259) and is not a lender, CPA or attorney.

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