Trackers
Bill Payment Tracker
Late fees are the most avoidable money you will ever lose.
The collection
Four shelves, each with its own character. Priced by depth, not by page count; each one opens with realistic figures already in place.
Money
Net worth, debt payoff, budget by paycheck, savings goals, emergency fund. Personal finance that fits on one screen and connects to nothing.
Trackers
Late fees are the most avoidable money you will ever lose.

Trackers
Built for people paid every two weeks, which most budgets quietly get wrong.
Trackers
See which plan costs less, and what one extra payment actually buys you.

Trackers
Where the money went, by category, against what you meant to spend.
Trackers
What you own, what you owe, and whether the number is moving.
Trackers
Every goal at once, with the monthly amount each one actually needs.

Operations
Standard procedures, onboarding, startup checklists, weekly reviews, task tracking. The systems a business is meant to have written down.

Checklists & SOPs
Day one, week one, and the ninety days that decide whether they stay.

Checklists & SOPs
Specs, warranty, three selling points, the objection and the answer — per product line.
Checklists & SOPs
What is overdue, what is blocked, and who is carrying too much.

Checklists & SOPs
Every step from registration to first invoice, and what each one costs.

Checklists & SOPs
The procedures a business is meant to have written down, with who owns each one.

Checklists & SOPs
One page, twelve numbers, every week. That is the whole discipline.
Agents
Prospecting, pipeline, listings, contract-to-close, business planning and licence tracking. Written by a working REALTOR® for other agents.

For Agents
Price the cadence before you promise it. Most plans fail on hours, not intent.

For Agents
The goal, divided by your real conversion rate, into today.

For Agents
Work backwards from the income goal to the conversations this week.

For Agents
What each lead source actually returns, and what you can afford to spend.

For Agents
A money-first consultation: what they can carry, and the date they must be under contract.
For Agents
The retainer that looks profitable until you count the hours.
For Agents
Where the funnel actually leaks, and how many dials the goal really needs.

For Agents
Planned versus published. The gap is the only number that matters.
For Agents
Earnest money, due diligence, appraisal, loan commitment — all counting down.
For Agents
Which channel pays for itself, and how long it takes to.
For Agents
Which requirement is short, by how much, and how long you have left.
For Agents
Showings are the last measurable step before an offer. Price every channel against them.

For Agents
A high-end listing goes live once. Plan backwards and hold a gate before it does.
For Agents
Who you owe a call, scored by how likely they are to send you business.

For Agents
Track the inputs. The outputs are a lagging indicator you cannot manage.
Property
Deal analysis for rentals — cap rate, DSCR, cash-on-cash, break-even rent. Written by a working agent, not adapted from a generic template.
Real Estate
The clock is the product. Miss 45 days and the exchange is over.

Real Estate
Rent roll to NOI to a ten-year projection, with the return the deal actually earns.

Real Estate
What is outstanding, what is overdue, and what diligence has cost you so far.

Real Estate
Screen a deal the way a bank screens it, against the published supervisory limits.

Real Estate
Return of capital, pref, catch-up, promote — with LP and GP dollars at every tier.

Real Estate
Every system, its condition, what it needs and what that costs.

Real Estate
Run a deal before you run out of time to walk away from it.

Real Estate
Roof, HVAC, water heater. They all die eventually. This is the month they do.
Trades
Bids, settlements, crew rate cards, commission on margin, markup and break-even. Built by someone who runs a roofing company.

Contractors
Most contractors pay commission on revenue and lose money on low-margin jobs.

Contractors
How many jobs a month clears the nut, and what six months of cash actually looks like.

Contractors
Verify the time against the bid hours before payroll runs, not after.

Contractors
Settle a finished job so the company and the salesperson see the same margin.

Contractors
Landed cost in, retail price out, with the margin that markup actually returns.

Contractors
Prices by dividing on margin, not by adding markup. Those are not the same number.

Contractors
What you pay a crew, banded by roof pitch, plus the packet that goes out with the job.
Contractors
An expired certificate on an active job is the most expensive missing paper in the trades.

Contractors
Insurance, licence, references and past performance, weighted and scored.

Contractors
The same seven numbers every week. Built for a Monday morning, not a quarterly review.
Plans
Complete startup business plans for the home-services trades — a 13-chapter plan you read and fill in, with worksheets, a licensing table for your state, and a 90-day launch runway. PDF ebook on Etsy, paperback on Amazon, free companion kit here.

Business Plans
You already know how to clean a duct system. Nobody ever taught you how to run the business that sells one.

Business Plans
You already know how to fix the machine. This workbook is the other half — the business that pays you for it.

Business Plans
You already know how to keep water out of a basement. This is the part nobody taught you on the truck: how to run the company that does it.

Business Plans
You already know how to pull hardware, degrease a door, fill a grain and lay down a finish that does not run. Nobody ever taught you the business. This workbook is the business.

Business Plans
You already know how to clean carpet. That is not the part that is stopping you.

Business Plans
You already know the flue. This book is the rest of it.

Business Plans
You already know how to run a screed. Nobody ever taught you how to run the business.

Business Plans
You already know how to build a deck. This is the part nobody taught you.

Business Plans
You already know how to hang a sheet and pull a coat. Nobody ever showed you the business. This is the workbook that does it.

Business Plans
You can already do the work. You can trace a dead circuit, set a panel, and leave a job that passes inspection. What you have never done is run the business around it — and that is the only thing standing between the truck you drive now and the truck with your name on it.

Business Plans
A real business-plan workbook for the person who can already build a fence and has never run the company behind it.

Business Plans
You already know how to lay the floor. This book is the other half of the job — the half that decides whether you own a business or an expensive hobby with a van attached.

Business Plans
You already know how to change a spring. What you do not have yet is a company.

Business Plans
A gutter company is one of the few trades where the problem is visible from the street and the customer pays in one lump the week the water finally does something they cannot ignore. This workbook turns that into a business you actually own.

Business Plans
You already know how to fix the thing. This book is the other half of the job — the half that decides whether you have a business or a very busy weekend.

Business Plans
You can already read a house. You can spot the double-tapped breaker, the negative grade, the water stain somebody painted over last Tuesday. This book is the other half of the job — the half that decides whether you have a business or an expensive hobby with a very good flashlight.

Business Plans
You can diagnose a system in the dark. You have never written a business plan, priced a job off a cost sheet, or asked a homeowner for a signature at their own kitchen table. This workbook is the other half of the job.

Business Plans
You already know how to walk a joist line without putting a boot through somebody's ceiling. You know what a coverage chart is. Nobody ever taught you how to price the job, register the company, or make the phone ring — and that is the part standing between you and your name on the side of a truck.

Business Plans
You already know what a stuck solenoid sounds like. This book is the other half of the job — the half that decides whether you own a business or just a very busy spring.

Business Plans
You already know how to load a trailer. This is the other half — the business that pays you for it.

Business Plans
You can hang a wall cabinet dead level and make a shower pan hold water. Nobody ever taught you how to price the job, sign it, or collect the last payment. That is the gap this workbook closes.

Business Plans
You already know how to cut the bed line, set the base and roll the sod. This book is the other half of the job — the half that decides whether you own a business or just a very tired truck.

Business Plans
You already know how to cut grass. That was never the problem. The problem is the part nobody taught you: what to charge, how to get the phone to ring, which piece of paper the state actually wants, and how to build a route tight enough that drive time stops eating your day. This is a working business plan for a one-truck lawn care company, written to be filled in.

Business Plans
You already know how to open the door. This book is the other half of the job — the half that decides whether you have a business or an expensive hobby with a van attached.


Business Plans
You already know how to paint. That was never the problem. The problem is the part nobody taught you: what to charge, what to say when she mentions her brother-in-law, whether you need a license, what insurance actually costs, and how to keep the calendar full in February.

Business Plans
You already know how to find the harborage and read a label. This book is the other half of the job — the half that decides whether you own a route or just a sprayer.

Business Plans
You already know how to sweat a joint, pull a toilet and clear a main. Nobody ever sat you down and taught you what to charge, how to make the phone ring, or what your state wants before you can pull a permit under your own name. This workbook is the other half of the job.

Business Plans
You already know how to make water clear. This book is the other half of the job — the half that decides whether you own a route or just a very busy summer.

Business Plans
You already know how to make concrete look like concrete again. This workbook is the other half — the business.

Business Plans
A complete, fill-in business plan for a residential cleaning business — written for the person who can already clean a house and has never run a company.

Business Plans
You already know how to roof. That was never the problem. The problem is the entity, the insurance, the price you pull out of the air in a driveway, and the month the truck payment beats the deposits.

Business Plans
You already know how to hang a wall. Nobody ever showed you how to run the company that hangs it. This is that part, written for the installer who has the trade and not the business — the crew member, the weekend guy, the one who just got handed a layoff slip.

Business Plans
You already know how to build containment, run a scrubber and find the leak behind the drywall. What nobody taught you is how to price it, license it, insure it, sell it and collect on it. This workbook is that missing half — written for the tech who is ready to put his own name on the truck.

Business Plans
You can set a generator on a pad, run the gas, land the conductors in a transfer switch and make it start on a power cut. That is the part you already know. This book is the other half — the half that decides whether you own a company in a year or go back to somebody else's truck.

Business Plans
Inside: thirteen chapters and dozens of fill-in worksheet pages that turn tile installation skill into a tile installation business.

Business Plans
You already know how to put a tree on the ground. This book is the other half of the job — the half that decides whether you own a company or just own a chainsaw.

Business Plans
You already know what a resin bed does. You can set a metered valve in your sleep. What you do not have is a company — a name on a truck, a price you can defend, a phone that rings on its own, and a bank balance that survives February. This workbook is the business half of the trade.

Business Plans
WHAT IS INSIDE

Business Plans
You already know how to leave glass with no streak in it. This book is the other half of the job — the half that decides whether you own a business or just own a squeegee.
The shop
Educational estimates only. These calculators and workbooks do the arithmetic on the figures you enter; they are general-purpose tools, not financial, investment, tax, legal, lending, insurance or construction advice, and no result is a quote, an offer, or a guarantee of any outcome. Results depend entirely on your inputs and assumptions.