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Savings Goal Tracker

Type in the blue cells. Everything else reads the MY GOALS tab.

WHAT YOU CAN ACTUALLY DO
PICK ONE GOAL TO LOOK AT
WHAT IF YOU ADD MORE
YOUR SAVINGS ACCOUNT
LOOKING AHEAD

ALL YOUR GOALS TOGETHER

Goals you are tracking—
Everything you are aiming at—
Saved so far—
Percent funded overall—
Still to save—

CAN YOU AFFORD ALL OF THEM

Every goal on time needs, per month—
You put in each month today—
LEFT OVER EACH MONTH—
Goals already fully funded—
Goals not getting enough right now—

THE ONE GOAL YOU PICKED

Goal—
Target amount—
Saved so far—
Percent funded—
Still to save—
Months until the date you picked—
Needed each month to hit that date—
Same thing, counting interest earned—
You put into it each month today—
Short by each month (negative is ahead)—

IF YOU ADD MORE TO THAT GOAL

New monthly amount—
Percent funded after the one-off—
Months to finish at today's pace—
Months to finish with the extra—
MONTHS EARLIER YOU FINISH—
Months to spare against your date—

WHERE YOU LAND LATER

Total saved by then, at today's pace—
Percent funded by then—

My Goals

One row per goal. Fill the blue columns; the rest works itself out.

GoalTarget amountSaved so farYou put in each monthWant it by% fundedStill to saveMonths leftNeeded each monthShort by (per month)StatusNotes
1——————
2——————
3——————
4——————
5——————
6——————
7——————
8——————
9——————
10——————
11——————
12——————
13——————

Where that leaves you

—

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The full workbook adds the tabs this page cannot: a monthly log, a dashboard with charts, and your own copy that works offline in Google Sheets or Excel. One purchase, no subscription.

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Savings Goal Tracker: the full workbook

Same formulas as this calculator, plus the tabs, the charts and a 12-month history that this page cannot hold. Google Sheets and Excel. One purchase, no subscription.

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Last updated: October 2026

Educational estimates only. These calculators and workbooks do the arithmetic on the figures you enter; they are general-purpose tools, not financial, investment, tax, legal, lending, insurance or construction advice, and no result is a quote, an offer, or a guarantee of any outcome. Results depend entirely on your inputs and assumptions. Verify anything you intend to rely on with a licensed professional — a CPA, attorney, lender, licensed contractor, or your own agent. WorkbookBarn and Marcos Gil accept no liability for decisions made using these tools. Marcos Gil is a licensed Kentucky real estate agent (License No. 296259) and is not a lender, CPA or attorney.

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