WHAT YOU OWN
Total cash—
Total investments—
Total property & vehicles—
TOTAL ASSETS—
WHAT YOU OWE
TOTAL LIABILITIES—
Debt that is not the mortgage—
THE NUMBER
NET WORTH—
Liquid net worth (cash + investments − non-mortgage debt)—
Home equity—
HOW HEALTHY IS IT
Debt-to-asset ratio (lower is better)—
Months of expenses in cash—
Share of net worth tied up in property—
Monthly Log
One row per month. Date, then the three totals from the Balance Sheet.
| Month | Total assets | Total liabilities | Net worth | Cash | What changed this month | |
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| 15 |