Four blue cells on the left. Everything on the right reads the SUBSCRIPTIONS tab.
THE NUMBER
TOTAL COST PER YEAR—
The same thing per month—
The same thing per week—
Subscriptions counted—
Average cost of one subscription—
WHAT IT ACTUALLY COSTS YOU
Share of your take-home pay—
Hours you work each year to pay for it—
That in eight-hour days—
Your single most expensive subscription—
THE WASTE
Flagged UNUSED—
Flagged WATCH (halfway to unused)—
Money sitting in the unused ones—
Money in rows you marked Cancel—
TOTAL AT STAKE—
Worst cost per use on the sheet—
AFTER THE CULL
What you would pay per year—
What you would pay per month—
Under your target by—
Ten years of what you are about to cancel—
Every Recurring Charge
One row per subscription. Blue cells are yours. Annual cost, cost per use and the flag work themselves out.
Service
Category
Amount charged
Billed
Annual cost
Per month
Last used
Uses / month
Cost per use
Days idle
Flag
Verdict
Money at stake
Notes
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Where that leaves you
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Educational estimates only. These calculators and workbooks do the arithmetic on the figures you enter; they are general-purpose tools, not financial, investment, tax, legal, lending, insurance or construction advice, and no result is a quote, an offer, or a guarantee of any outcome. Results depend entirely on your inputs and assumptions. Verify anything you intend to rely on with a licensed professional — a CPA, attorney, lender, licensed contractor, or your own agent. WorkbookBarn and Marcos Gil accept no liability for decisions made using these tools. Marcos Gil is a licensed Kentucky real estate agent (License No. 296259) and is not a lender, CPA or attorney.